Agastya Vatts

Independent research

Research papers

Questions about where capital goes, how people invest, and what changes when familiar sources of finance fall short.

From Gold to Groww: Digital Investing among Young Indians

CREST Gold Award

An examination of the behavioural shift from physical gold and fixed deposits toward app-based equity and mutual fund investing among young Indian households.

Approved & Endorsed by M. D. Overseas Pvt. Ltd., one of India's largest bullion traders.

Academic collaborator: SRCC visiting faculty professor

Aug 2026 · Research Paper

From Commercial Banks to Category II AIFs: Evaluating How Mid-Market Real Estate Developers Bridge Funding Gaps Post-NBFC Liquidity Tightening

An evaluation of how mid-market Indian real estate developers are pivoting from bank and NBFC borrowing toward Category II Alternative Investment Funds to bridge funding gaps following NBFC liquidity tightening.

Approved & Endorsed by an Executive Director, Commercial & Investment Banking at J.P. Morgan, New York.

Industry collaborator: Former Vice President at a Real Estate Debt Fund backed by the Washington State Investment Board

Published in The Curieux Review

Also under review at the International Journal for High School Research (IJHSR)

Sep 2026 · Research Paper